
Everything you need — calculators, checklists, and proven strategies — to maximize your pension, protect your benefits, and retire with confidence.






The Federal Retirement Optimization Guide (2025) - The full playbook available in PDF. Available on Amazon for $19.99

FERS Pension Estimator Worksheet - Run your own pension numbers in under 30 minutes, no guesswork

10 Costliest Mistakes Guide - Avoid the errors that cost federal employees tens of thousands over retirement

Retirement Timeline & Forms - A step-by-step roadmap from 10 years out to retirement day
Every year, thousands of federal employees make small mistakes in their retirement planning that add up to six-figure losses. Whether it’s missing military buyback credit, mistiming your Minimum Retirement Age, or failing the 5-year FEHB rule, these missteps can permanently reduce your pension and benefits.
The Federal Retirement Kit is designed to help you:
See your true retirement numbers clearly
Avoid costly errors before it’s too late
Build a plan that fits your career and family


After you claim your kit, you’ll be invited to book a Federal Retirement Optimization Call. This one-on-one call shows you how to apply the tools in your kit to your unique situation. You’ll leave with clarity on:
Your projected pension and benefits
Key risks you may be overlooking
The smartest next steps to secure your retirement
Federal employees from agencies like VA, FBI, DHS, USDA, US AF, NOAA, NIH, HHS, and the FAA have used these strategies to maximize pensions, protect benefits, and retire earlier with confidence.